Item: products with a fixed term
Rating: 5
Author: Tlioser ao sdfn

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Some products that invest in with-profits funds offer capital guarantees either

products with a fixed term

The value of any guarantees must be taken into account by the provider when calculating capital adequacy.

Tlioser ao sdfn

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Summary

profits offer opportunities

They began as a way to distribute the excess profits made by life insurance companies to policyholders and developed, over time, to become sophisticated vehicles for long-term investment.

Peter Green

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Guarantees

In general capital guarantees tend to apply to products with a fixed term, or to be applied on set anniversary dates (for example, the 10th anniversary of opening a product and subsequent five-year anniversaries), or upon the death of the policyholder.

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products with a fixed term

profits offer opportunities

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Guarantees

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